Let's Talk How Much ...

Do you have enough money for college? That's a big worry for many students and parents. But by calculating, budgeting and planning your college aid needs, you can find the funds you need for school.

Your first step is estimating how much funds you need. Then review options on where to raise additional money for school.

Add Up Your Costs			Enter $$$ You Now Have
Tuition			Stafford Loans
Housing-Food			PLUS Loans
Books-Supplies			Scholarships
Laptop-Software			Work Wages
Transportation			Other Gift Aid
Other			Personal Savings
Total Cost
Total Aid
Funds Needed

Need Money for School ...

... to pay for tuition, housing, computer, and other related college expenses

you can get as much as you need for college . . .

... and make no payments until after you graduate! ⁷

• Competitive interest rates: 2.75% APR to 10.23% APR ⁴
• No origination fees ⁴
• Pay now or later: defer your payments until after graduation or choose an in-school repayment option that fits your needs ⁷

The SayStudent Private Student Loan can be your money source for paying college expenses. Also note that online degrees can be a great way to reduce education costs as well.

Need More Information

you can link to our private student loan module for a complete information on how private student loans can pay for education.

• complete summary information
• learn how best to quality
• get your questions answered

Make Sure to Budget Your Spending

Just because you can borrow money doesn't mean you need to spend it all. Be careful with your spending so that you borrow only the money you need.

Our recommendation is to build a budget plan for college. Budget your aid sources and your monthly spending amounts. The budgeting plan will maintain a daily cash position for the academic year.

download our budgeting worksheet to your PC

link to our saystudent center for how to setup your budget: click here

Smart Option Loan Legal Information

3 4 5 6 7 click here for additional important information

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK THE SALLIE MAE WEBSITE TO OBTAIN THE MOST UP-TO-DATE PRODUCT INFORMATION.

The Sallie Mae logo, Sallie Mae, Sallie Mae Bank®, Sallie Mae Smart Option Student Loan and Dream. Invest. Succeed. are registered service marks of Sallie Mae, Inc. Smart Rewards is a service mark of Sallie Mae, Inc. Upromise is a registered service mark of Upromise, Inc. SLM Corporation and its subsidiaries, including Sallie Mae, Inc. and Upromise, Inc., are not sponsored by or agencies of the United States of America. Sallie Mae Smart Option Student Loans are made by Sallie Mae Bank or a Sallie Mae lender partner. © 2010 by Sallie Mae, Inc. All rights reserved.